UMass CSSA油麦地社区's Archiver

freei 发表于 2009-4-4 09:37 AM

Amex cardholders Free Credit Report

<a href="http://www.fatwallet.com/redirect/bounce.php?afsrc=1&amp;mid=13649656&amp;url=http://www.americanexpress.com/" target="_blank">AmericanExpress.com</a>/creditreport,&nbsp; 刚出的benefit, 常年free的experian 信用分数和报告,很方便,推荐一下<br>

chao 发表于 2009-4-4 09:47 AM

[quote]原帖由 <i>freei</i> 于 2009-4-4 10:37 AM 发表 <a href="http://www.umasscssa.org/forum/redirect.php?goto=findpost&amp;pid=167433&amp;ptid=14275" target="_blank"><img src="http://www.umasscssa.org/forum/images/common/back.gif" alt="" border="0"></a>
AmericanExpress.com/creditreport,&nbsp; 刚出的benefit, 常年free的experian 信用分数和报告,很方便,推荐一下 [/quote]<br>nice.一直没用amx的credit卡,这下可以派上用场了<br>不过顺便问一声,没amx的同学咋办?<br>网上不是经常有很多free credit report的网站吗?那些是不是骗人的比较多啊?有什么catch吗?<br>

freei 发表于 2009-4-4 09:53 AM

我以前贴过~~~~适合没Amex的,不过一年只能查一次,catch是这个是政府给你的免费查的机会,不要乱用任何别的网站,那些会trial后收费吧, 如果想每日monitor分数的话,就用[url]http://www.creditkarma.com/.[/url] Amex这个好处是有report, 而且有分数,最关键的是现在大部分信用卡公司用experian的inquiry来批准信用卡,所以experian的最重要。

There’s never any need to pay to access your credit report. The U.S. government has mandated that consumers be allowed to view their credit reports from each of the three major reporting agencies once every year. If you’d like, you can obtain reports from all three credit reporting agencies at once. Or, you can stagger your requests, possibly requesting one report every four months from a different agency. There are three ways to obtain your credit report:

* Order it online at AnnualCreditReport.com.
* Call 1-877-322-8228.
* Complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

You will need to provide some basic information, including your social security number, and you may need to provide some personal financial information. If you plan to check your report online, be wary of impostor sites. Be absolutely certain that you have reached AnnualCreditReport.com. (And note that this only applies to your credit report, not your credit score.)

chao 发表于 2009-4-4 10:20 AM

<img src="./images/smilies/default/00000335.gif" smilieid="44" border="0"> 赞
google了一下,果然是有很多网站有catch
<a href="http://www.nbcactionnews.com/content/investigative/story/Warning-about-Free-Credit-Report/WIP-b8dzSk2d734woOISqg.cspx?rss=764" target="_blank">http://www.nbcactionnews.com/con ... oOISqg.cspx?rss=764</a><br>不过那上面好像也骂annualcreditreport.com?<br>

blueswing 发表于 2009-4-4 10:54 AM

<P>[quote]原帖由 <I>freei</I> 于 2009-4-4 08:37 AM 发表 <A href="http://www.umasscssa.org/forum/redirect.php?goto=findpost&amp;pid=167433&amp;ptid=14275" target=_blank><IMG alt="" src="http://www.umasscssa.org/forum/images/common/back.gif" border=0></A> AmericanExpress.com/creditreport,&nbsp; 刚出的benefit, 常年free的experian 信用分数和报告,很方便,推荐一下 [/quote] </P>
<P>&nbsp;</P>
<P>太感谢了,,,刚查了,734&nbsp; 跟半年前一模一样,奇怪了。。。</P>
<P>&nbsp;</P>
<P>&nbsp;</P>
<P>为什么 business card 不会列在report 里面?</P>

[[i] 本帖最后由 blueswing 于 2009-4-4 09:59 AM 编辑 [/i]]

simonyang 发表于 2009-4-4 11:17 AM

奇了怪了,我查也是734,前两天在karma上查的七百五十多的呀。。。

牧牧 发表于 2009-4-4 01:03 PM

差不太多的

freei 发表于 2009-4-4 04:21 PM

have you really read this article? The annualcreditreport.com is the one you can rely on according to the website. You must read it too quick. <br><br>[quote]原帖由 <i>chao</i> 于 2009-4-4 09:20 AM 发表 <a href="http://www.umasscssa.org/forum/redirect.php?goto=findpost&amp;pid=167439&amp;ptid=14275" target="_blank"><img src="http://www.umasscssa.org/forum/images/common/back.gif" alt="" border="0"></a>

google了一下,果然是有很多网站有catch
http://www.nbcactionnews.com/con ... oOISqg.cspx?rss=764不过那上面好像也骂annualcreditreport.com? [/quote]

[[i] 本帖最后由 freei 于 2009-4-4 03:48 PM 编辑 [/i]]

chao 发表于 2009-4-4 04:54 PM

[quote]原帖由 [i]freei[/i] 于 2009-4-4 05:21 PM 发表 [url=http://www.umasscssa.org/forum/redirect.php?goto=findpost&amp;pid=167454&amp;ptid=14275][img]http://www.umasscssa.org/forum/images/common/back.gif[/img][/url]
chao, have you really read this article? The annualcreditreport.com is the one you can rely on according to the website. You must read it too quick.  [/quote]
<div>ft.我扫了两三遍才看明白。你不觉得那个句子联接上下文很misleading吗?</div><div><br></div><div>前面那段说很多网站用catchy jingle骗人,然后马上说annualcreditreport.com的jingle很catchy,好像在举例子似的</div><div>再下来那个人又模棱两可的说"I would probably go to that website for this reason".给人感觉就好像是因为jingle很catchy</div><div><br></div>

freei 发表于 2009-4-4 06:01 PM

haha,感觉很像gre呀, 其实这个jingles是Federal搞出来的,来提醒消费者的。另外这个catchy的意思不是"容易记住的”? ,总之,这个是federal搞的,不需要填信用卡信息,是绝对没事的,其他的差别任何一个字母的都不要信。

So now, the Federal Trade Commission will now combat corny commercials with catchy jingles with a similar ad complete with corny scenes and catchy jingles telling consumers about its own Web site which offers free credit reports.

"AnnualCreditReport.com, the one you can depend upon,” is the line repeated throughout the jingle, hoping it will stick with consumers.

页: [1]

Powered by Discuz! Archiver 7.2  © 2001-2009 Comsenz Inc.